Insurance Housing & Displacement Solutions (ALE)

soft landing

A Soft Landing When You Need It Most

Losing the use of your home due to a fire, flood, or storm is one of the most stressful events a family can endure. Suddenly, you are managing contractors, arguing with adjusters, and trying to keep your children’s lives normal—all while living out of a suitcase.

Carolina Furnished Rentals (CFR) specializes in Emergency Displacement Housing. We bridge the gap between the disaster and the move-back date. We provide move-in ready homes that allow you to cook dinner, do laundry, and let the dog out in the backyard, giving you the stability to focus on rebuilding.

Navigating Your Insurance Claim (ALE)

Do you work with "Loss of Use" or ALE coverage?

Yes. We are experienced in working with Additional Living Expenses (ALE) policies.

Most homeowners’ insurance policies cover the cost of temporary housing that maintains your “standard of living.” A cramped hotel room rarely meets that standard for more than a few days. Our single-family homes provide the square footage and amenities adjusters approve for long-term displacement.

How does billing work for insurance claims?

We offer itemized, adjuster-friendly billing.

We provide the detailed documentation required by carriers like State Farm, Allstate, and USAA to ensure you get reimbursed.

  • Direct Billing: In certain long-term lease cases, we can coordinate directly with placement agencies (like ALE Solutions or CRS) if they are handling your claim.
  • Flexibility: If you are paying upfront for reimbursement, our consolidated invoice covers rent, utilities, and furniture rental in one line item, simplifying your paperwork.

01

What if my contractor delays the repairs?

We allow flexible extensions.

Construction timelines are unpredictable. A “3-month repair” often turns into 5 months due to permit delays or supply chain issues.

The CFR Promise: We do not force you to sign a rigid 6-month lease. You can book an initial term and then extend week-by-week or month-by-month (subject to availability). We simply ask for communication so we can protect your dates from other bookings.

02

Can we move in immediately?

Yes. Our homes are “Instant Book” ready.

If you are standing in your driveway with the fire marshal and need a place to sleep tonight or tomorrow, we can facilitate rapid move-ins with digital lease signing and keyless entry codes.

The Timeline Reality

Why choose a home over an extended-stay hotel?

Why a Home is Better Than a Hotel

1. The Kitchen & Diet

Eating restaurant food for 4 months is unhealthy and expensive. Our homes feature full residential kitchens. You get a full-sized refrigerator, oven, dishwasher, and all the cookware needed to make your family’s favorite meals. This helps restore a sense of routine for your children.

2. The Pet Situation

Hotels often have weight limits (e.g., "Dogs under 40 lbs") or breed restrictions. We welcome large dogs. Most of our inventory (such as Mint Hill Dr in Cary or Morris Branch Ct) features fenced yards. Your Golden Retriever or Lab can run freely, which reduces their stress (and yours) during the transition.

3. School Stability

You need to keep your kids in their current school district. We cover the map. Whether you need to be in the Apex Friendship district, near Leesville Road High in Raleigh, or close to Jordan High in Durham, we likely have a property within a short drive of your school bus route.

Featured Inventory

Strategic Locations for Commuters

111 Morris Branch Court (Cary)

Best For: Large families needing space.

With 5 bedrooms and over 3,300 sq ft, this home allows teenagers to have their own space and parents to have a private retreat. It prevents the “cabin fever” that destroys families in hotel suites.

7933 Foxwood Drive (North Raleigh)

Best For: Families needing a central Raleigh base.

A 3-bedroom / 2-bath modern cottage with a yard. It is single-story living (safe for toddlers or grandparents) and located near major retail for easy restocking of lost essentials.

Your Next Home Awaits

Start Your Soft Landing Today

Stop searching multiple sites. Secure your flexible, furnished home with the local experts.

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